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The Financial Aid Award process

There are several factors that go in to figuring what aid a student is eligible to receive.  Most important is determining the student’s Cost of Attendance, also known as a budget.

Cost of Attendance

Once your FAFSA is received and outstanding requirements (red flags), if any, are resolved, the Financial Aid Office can begin the process of calculating and awarding your financial aid package.

You won’t be billed for the items on your Cost of Attendance, except for your tuition and fees.

The other categories on your COA helps the financial aid office account for other costs you will have during the year and how much financial aid you may need to cover those costs.Your Cost of Attendance is broken down into five categories:

  • Tuition and Fees
    • Tuition and fees are an estimate, based on your expected enrollment (as entered on your FAFSA) for Fall and Spring semesters.
  • Room & Board
    • The cost for housing, whether on campus, off campus, or with parents.  This is an estimate based your expected living arrangements (as indicated on your FAFSA).  Students who will live with parents can expect that their Room & Board costs will be lower than students who will live on campus or off campus.
  • Books & Supplies
    • The estimated costs for books and other supplies.  This category is for typical supplies that students expect to have; such as notebooks, pens, computer paper, etc.
  • Transportation (Travel)
    • Your cost for travel between your residence and school.  If you live on campus, your travel is based on the distance between your permanent residence and school. Also, if you are enrolled only in Distance Ed (internet) courses, your Cost of Attendance will not include travel expenses.
  • Miscellaneous Expenses
    • This includes items such as clothing, laundry, entertainment, etc, that you will have to pay, but are not covered in the other categories.

Every year we survey current students on their costs for the current academic year. The results are averaged and adjusted for inflation and then used to calculate a student’s financial need for the academic year.Below you will find an example of a COA breakdown for 2014-2015 as it is seen on your MY FGC account. Once you are awarded, you will be able to view yours on your MY FGC account.

Florida Residents Non-Florida Residents
Tuition & Fees $3,100 Tuition & Fees $11,747
Room & Board $7,202 Room & Board $4,402
Books & Supplies $1,271 Books & Supplies $1,271
Transportation $1,474 Transportation $1,474
Miscellaneous $1,996 Miscellaneous $1,996
Total $15,043 Total $20,890

Using the above example, this is the maximum amount that the student can receive in financial aid for the academic year.

Once your Cost of Attendance is figured, we award your financial aid, using the Cost of Attendance figure as the maximum amount of financial aid (grants, loans, and scholarships combined) that you can receive during an academic period.


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