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Unlike grants and scholarships, loans must be repaid and usually accrues interest. Most student loans are issued by the federal government, however, there are also private loans for students and parents, as well as some institutional loans.

Federal Loans

Federal loans include Federal Subsidized, Federal Unsubsidized, and Parent Loans for Undergraduate Students. The criteria for obtaining these loans follow those used in obtaining federal grants. For more information, visit

Private Loans

Please visit for options on Private Loans, including Private Parent Loans.

Repaying your Loans

Remember, your loans must be repaid! To assist you in understanding your repayment commitments, FGC has partnered with Inceptia, as a free service to our students with loan commitments. For details, please click here.